first direct

Start your mortgage application online now

New to first direct
0800 48 24 48

first direct account holders
08 456 100 103

Existing mortgage holders

To switch your deal
08 456 100 236

Other queries
08 456 100 173

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Call us to apply

New to first direct - 0800 48 24 48
If you're new to us and don't have a 1st Account with first direct, call us on the number above. We're available 24 hours a day, 7 days a week.

first direct account holders - 08 456 100 103
If you bank with us, but don't have a mortgage with us, call us on the number above. Our mortgage team is available from 8am to 10pm, 7 days a week.

Existing mortgage holders - to switch your deal - 08 456 100 236
If you already have a mortgage with us and are interested in switching your current deal, call us on the number above. Our mortgage team is available from 8am to 10pm, 7 days a week.

Existing mortgage holders - other queries - 08 456 100 173
If you already have your mortgage with us and have a question, call us on the number above. Our mortgage team is available from 8am to 10pm, 7 days a week.

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Mortgages

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Use this tool to find and compare first direct mortgages that may be available to you. The figures provided by this tool are for illustration only. Please ensure you read the Key Facts about our mortgage service. This information does not include all of the details that you need to choose a mortgage. Make sure you read the separate Key Facts Illustration before you make a decision. This does not constitute an offer of a mortgage from us.

We reserve the right to withdraw products at any time without notice.

Important Notes

first direct offset Mortgages are interest only mortgages. The monthly payments shown on the next screen will cover only the interest charged on your mortgage.

This payment does not cover an amount that you need to pay to a repayment vehicle. You are responsible for making your own arrangements to repay your mortgage at the end of the mortgage term

You must demonstrate that you have a suitable repayment vehicle in place. You may choose to use an endowment policy or another investment or savings plan.

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Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

This site is intended for residents of the United Kingdom only.

first direct is a division of HSBC Bank plc. © HSBC Bank plc 2010. All Rights Reserved. Member HSBC HSBC Member Group.
Because we want to make sure we're doing a good job, we may monitor or record our calls. We hope you don't mind.